Payment Processing to Protect Your Business

Credit card payments should help your business, not hurt it. So why do so many processors gouge hard-working businesses just for the ability to take them? At Impact Payments, we believe in partnership, not predation—we succeed when you do. That’s why we’ll never raise your fees, and we’ll always protect your cashflow from costly chargebacks while recommending scalable, efficient payment solutions.

Tired of rate hikes or just want clarity on your current setup? Contact us today. With dozens of long-term partners, Impact Payments is the last processor you’ll ever need.

Apply Now

10,000+ business partners

Payment processing for any business type

Guaranteed pricing for life of the account

Month-to-month agreements

Credit card payments are supposed to help your business, not hurt it. So why do so many payment processors gouge hard-working businesses like yours, just for the ability to take them? At Impact Payments, we believe in partnerships, not predation; we succeed when your business is at its best. That means we won’t raise your fees – ever, but we will go the extra mile to protect your cashflow from expensive chargebacks and recommend optimal payment solutions that will scale alongside your business.

How’s that for an Impact? If you’re sick of your current processor hiking rates or just want to know more about your current situation, contact us today! With dozens of long-term partners, we’re the last payment processor you’ll need. Find out how we can help today.

Keep More of Your Money with Our Payment Processing Solutions

Online

eCommerce Payment Processing

Get all the same benefits of our in-store processing solution for your ecommerce website. Take payments from anyone, anywhere, without fear of increased fees or charges for returned payments. We don’t keep the fees if you don’t keep the transaction.

Apply Now
In Store

In-Store Payments

Easily take all forms of credit card payments in-store, including Apple and Google Pay. Never have your fees raised with the best equipment available on the market.

Apply Now
Chargeback

Chargeback Support

Impact Payments helps keep your merchant account in good standing by offering a chargeback mitigation tool that preemptively identifying and issuing refunds before they turn into expensive chargebacks.

Apply Now
By Invoice

Financing

Impact partners with US Bank’s Avvance program to offer our merchant partners financing options for their customers. Make your products and services available and more affordable by offering your own in-house financing solution

Apply Now
In Store

API Integration

Have a POS system or other software that you like using? Keep it! Impact Payments offers easy API integration of our system with Hubspot, Salesforce, and other popular CRMs.

Apply Now

Client Testimonials

What our clients are saying

Impact Payments has been our credit card processor for more than 15 years! Their team is honest – we trust them implicitly!

Over the years, our business has grown considerably, and Impact Payments has identified 3 different times where they could further reduce our costs. When most companies look for ways to RAISE prices, they have proactively LOWERED our prices 3 different times over the years.

We don’t waste our time obtaining proposals from other processing companies anymore. Our dedicated agent takes care of his customers! He has bent over backwards to supply us with special equipment when needed. Their team has assisted and renewed our PCI Compliance and security protocols. They are very knowledgeable about the industry and will tell you like it is.

I recommend Peter and Impact Payments without reservation!

Bruce

Sr. Accountant, Advent Source

Impact Payments has a great team that we love working with.

They are fast, reliable and efficient with any questions or support needs that we have here at the city level.

Our dedicated support rep also personally checks on us throughout the year to make sure that we are well taken care of and that their company continues to provide the level of service our customers need.

We have worked with Impact Payments for over 15 years. We depend on their knowledge regarding merchant services and credit card processing.

We love having a dedicated representative who takes care of us!

Paula

City Treasurer, City of Mountain Home, CO

Impact Payments and Peter, our agent, has handled my merchant services/credit card processing for the past 12 years.

Prior to Impact Payments, I was getting overcharged and never knew when changes were made. This was causing me a lot of frustration and expense.

Peter and Impact Payments have taken the guess work out of credit card processing. Since I have been working with Peter, my monthly credit card processing has stayed level, NO RATE INCREASES.

When I have a question, their team is always very prompt to get back to me. They always keep me informed if anything needs to be changed to make sure I get the best deal.

Peter and the Impact Payments team have made my cash flow so much better. I look forward to working with them for many more years to come.

Colleen

CEO, Beaverton Plumbing

It’s time for a payments company with values that match your own.

Stand with us against sneaky rate increases and excessive fees.

Success Stories

See how we impact businesses
View All

Union College

We saved this college over 20% per year in processing fees and increased the rate of successful payments by 40%.

We implemented TRUE nonprofit pricing, averaging 10% lower cost of each transaction, due to their nonprofit status (most schools and nonprofits don’t know this).

Provided the support and service they needed to finally become PCI Compliant.

Safeguarded their data by tokenizing all of their transactions.

Improved collection of recurring payment plans by over 40% with effective billing and invoicing strategies.  **Auto updater of Visa/MasterCard transactions.**  Recurring payment plans would automatically update, leading to successful payments.

Shifted most transactions FROM parents/students calling in over the phone to make their payments (inefficient and a hassle), TO easy and convenient 24/7/365 electronic invoice payments.  Improved collection rates and saved them a lot of time and money.

View Case Study

Napa Auto Parts

We saved one Napa franchisee $45,000 a year and upgraded their technology.

Business owner was processing with their FirstData and their bank with out of date technology they were looking to upgrade. They were referred to us by their IT company to upgrade them to internet machines as they were out of date and getting rid of their phone lines. After reviewing their statements we were not only able to upgrade their technology but able to save them $45,000 a year. This client has continued to be a great relationship and been with us since 2016 still processing on the same low rates saving them more money each year as their business sales increase.

View Case Study

Amazon Business Mentor

This business has a “Business in a Box” method to how to grow your Amazon retail shop.

Selling online isn’t always easy, the money might come but also do the chargebacks and fraud. Without chargeback support and fraud protection you can guarantee your online business will survive. With Stripe it’s easy for us to save you money and integrate into your Click Funnels or whichever e-Commerce shopping cart you prefer. With us you are protected from fraud, have dedicated chargeback support and will save 20-30% vs Stripe fees.

 
View Case Study

AV-Tech Electronics

This family owned business outfits police, security and fire trucks.

Easy! Big Banks charge Big Bucks. The large banks have brought on payments processing as an added resource, this is not their specialty. Most businesses don’t understand that we have the same license and rates as the big banks do.Often times banks have a set rate for each business and the tellers don’t understand how to customize rates for your business. We review the types of cards they were running and implement our proprietary Automated Level III system that saves businesses that run corporate and business cards an additional 15% from the big banks. On top of that we reduce the mark up by an additional 40% saving them over 50% on fees.

View Case Study

Interested in Learning More?

We would love to learn about your business and see how we can help!

Schedule A Call